BCBS To Cancel Policies

BCBS to cancel all Non-Granfathered Individual Health Insurance policies effective 12-31-14.

BCBS will allow existing policyholders to convert their Non-Grandfathered policies to one of the new Metallic Plans that follows the Affordable Care Act guidelines. Once I have more information I will pass it on, but it appears that current premiums will almost double to keep similar deductibles and coinsurance. The new plans will include copays in addition to your new deductible so expect out of pockets expenses to increase as well as premiums. Do not purchase a BCBS HMO plan. The HMO premiums look good, but you will not find any physicians in the network. Purchasing a PPO is the best option. I hope to receive more information soon. - Bill